TUHF has been operating as a commercial property financier for 21-years, providing mortgage loans to property entrepreneurs who are in the business of providing affordable rental housing in metropolitan areas across South Africa. As an active advocate for urban regeneration and densification, TUHF has made significant strides in fostering economic growth in South African cities and it now aims to address the growing demand for affordable housing in other countries on the African continent.
A Legacy of Transformation
Since its inception, TUHF has championed the principle of making a difference one neighbourhood, one city block, and one community at a time. This high-touch approach has driven substantial social and economic benefits, nurtured micro-economies and promoted mixed-use and mixed-income communities.
Our approach goes beyond providing access to finance for property SMEs, it’s about empowering entrepreneurs to provide decent and quality affordable housing which in turns creates engines of economic growth and social well-being. By fostering inclusive micro-economies, we create business opportunities that stimulate local economies.
Expanding Beyond Inner Cities
TUHF began its journey with a focus on urban regeneration within the inner-city of Johannesburg. Over time, TUHF’s strategy evolved to meet shifting market demands, extending services beyond traditional inner-city areas to in-city neighbourhoods adjacent to key urban nodes, including townships. Today, TUHF offers financing across select areas that meet urban densification and affordable housing requirements in most of South Africa’s major metros including Gauteng, Western Cape, Eastern Cape, KwaZulu Natal, Free State, and Northern Cape.
Supporting Township Development
Through our uMaStandi township offering, launched in 2015, we have also addressed the demand for well-located and affordable housing in South African townships. uMaStandi has attracted significant interest from property entrepreneurs, filling a niche market where commercial property finance is often overlooked.
Empowering Property Entrepreneurs
TUHF’s streetwise approach goes beyond financing, it nurtures a collaborative ecosystem for property entrepreneurs. We encourage property entrepreneurs to engage deeply with their target neighbourhoods, leveraging TUHF’s extensive market knowledge and support network.
A Vision for the Future
As TUHF embarks on its next chapter, its vision is clear: to create impact through scale, enhance market reach, and continue driving urban revitalisation through strategic regeneration and densification. With a track record of financing over 50,000 units and a loan book of over R3.9 billion, TUHF is poised to extend its impact further across South Africa and beyond.
